You will need your own insurance for when you drive your car, but no extension of cover is necessary for the car or its driver while it is being shared via Fleet.
From the moment you hand your car over to the renter to when it is returned and checked-in via the app, the car is insured by AXA. If a driver has an accident whilst driving the car it does not affect your policy as the owner.
In the event of an accident or damage, subject to the terms and conditions of the insurance policy and payment of the excess, AXA will cover the costs to get your car back to the condition it was in prior to be rented.
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